Roadside Assistance and Accident Forgiveness Coverage

By: Nicole Tomassetti

How Roadside Assistance and Accident Forgiveness Can Save You in a Pinch

Roadside Assistance

If you like having peace of mind when you're traveling, consider adding Roadside Assistance to your car insurance policy. This coverage provides emergency roadside assistance for a variety of situations, such as:

- Towing (to a pre-determined number of miles)

- Jump-starts for your battery

- Changing a flat tire

- Emergency fuel delivery

- Lockout service

Different coverage tiers are sometimes available, allowing you to choose one that best fits your needs and budget. For example, a premium plan may offer trip interruption service so if you're stranded over 100 miles from home, you can be reimbursed up to a pre-determined dollar amount for lodging, meals and alternate transportation.

Accident Forgiveness

Protect your auto insurance rates in the event of an accident with Accident Forgiveness. With this insurance option, your premium will be held at its current level rather than increasing with your first at-fault accident. To be eligible for this plan, it is likely that you will need to remain accident-free for a stated number of years before applying.

Some insurance providers also offer forgiveness for minor violations, such as traffic tickets. As with Accident Forgiveness, you may need to remain violation-free for a specified amount of time before you can be eligible for the coverage.

Adding Roadside Assistance or Accident Forgiveness to your insurance policy can help you feel more secure when you're on the road. To get the best coverage at the most affordable price, compare the terms and prices of these additional options before choosing an insurer.